HDFC Bank — deduction of depository charges i have also faced same problem to day(02/05/2012) they are deducted from my salary account for the amount 827.25 for charges please help me what is this and how it is please any body help me dears and nears. When you leave the company, your account becomes a regular savings account, and you have to maintain the minimum balance. <> Penalty Charges. Stop Payment Charges - Particular cheque (through branch) - Rs.100/- Range of cheques (through branch) - Rs.200/-Free through NetBanking. HDFC Bank Classic Salary Account Benefits. This salary account is a zero-balance account and comes with the benefits of a free Accidental Death Cover up to Rs.6 lakh and an International Air Accident Death Cover up to Rs.30 lakh. In hyderbad I used to work for a company which had HDFC BANK salary accounts (Jan 2009) for all its employees .Me too opened an account by visiting Lakdikapul br with … Last year August when I joined a company in Bangalore, I took HDFC bank Salary account and while opening account they told Debit is maintenance free and you wont be charged every year as it is a salary account. close. HDFC Bank has rolled out the Regular Salary Account which is a customised salary account offered to select corporates for all salaried employees around the country. Buy, construct or renovate your house with our home loan solutions. HDFC's Plot Loans help you acquire the land for your home so that you can start turning your dream home into reality. It is as per Section 139AA of the Income Tax Act 1961. 1.9 In the event the Employer does not deposit the salary amount into the Salary Account for a continuous period of 3 months , ICICI Bank shall be entitled to treat the Salary Account as a Chargeable Salary Account and the Customer shall be bound to maintain the MAB as specified under the Terms and Conditions. The fees and charges given below correspond to the general HDFC Salary Accounts. 2 months ago. if 2nd option is selected then can hdfc ruin cibil score or create any issue in things like police verification etc. 305. Minimum Work Experience. To be eligible for the HDFC Bank Classic Salary Account, you … Hi , Forum members, I am stuck with one HDFC BANK savings (SALARY)account issue. 5 Free transactions per month at Non - HDFC Bank ATMs in India. Bengaluru, Karnataka. EMI as low as ₹649/lakh*. Rs. HDFC overdraft against salary is offered through HDFC SMARTDRAFT facility wherein you should have a salaried account with HDFC bank, also your company should be on their approved list in order to become eligible for such facility. ... Latest salary slip, Networth certificate from a CA, Income Tax Return Acknowledgment. An amount of Rs 561.80 has been debited on 15th April 2014 from my salary account, mentioning about 'depository charges DEPOSITORY CHARGES MAR14 on demat account. Cash Withdrawal - Rs 20/- plus applicable taxes. I am not able to do any transaction. In Order to close your HDFC bank Account, you have to visit your nearest branch where you can ask for the account closure form. Loans for purchase of a plot through direct allotment. Look at the following to know more about the HDFC Bank Regular Salary Account: *Usually, banks consider salary account as a type of savings account only. Therefore, they provide the same savings account interest rate on salary account as well. The fees and charges of this account are waived off on various services. Be aware of minimum balance & other maintenance charges to avoid unnecessary penalty. Kindly be informed that an amount of rs 885.00/- was deducted from my savings/salary account on 17th june 2020 under the name of depository charges may-2019. 1.HDFC Salary Account. Find here the updated list of HDFC customer care number, toll free no. Charges applicable effective 1st December 2014. 50,000. Minimum Balance (Average Monthly Balance) NIL. and brands like BPCL, Big Bazaar, Apollo Pharmacy, ITCTC, etc. There won’t be any withdrawals, the entire amount would stay there for at least 3-4 years. Know more: SBI Salary Accounts HDFC Bank Classic Salary Account ; Interest up to 3.50%; Free ATM transactions in a month. 15/- excluding taxes per quarter I am having salary account since 3 years with hdfc bank. 50 Lakh. Charges Applicable for InstaAlerts Effective 1st April 2013, customers registered for InstaAlert service with ‘SMS’ as the alert delivery channel, would be charged as follows: Salary/Savings Account : Rs. For urban and metro branches, in order to avoid penalty charges, the average monthly balance (AMB) should be Rs.10,000. Its like asking “Who is a better all rounder - Kapil Dev or Stuart Binny” . So, if your monthly salary is Rs 50,000, you may get as low as Rs 25,000 or as much as Rs 1.5 lakh, depending on the bank you have the salary account. Regular Salary Account. According to the bank, the … HDFC Bank has over 4500+ branches and over 12000 ATMs, in more than 800 cities in India 3. Bank convert my salary account into saving account without notification and now showing **** rs. ELIGIBILITY. 50 Lakh and above. Features & Benefits. Below Rs. HDFC Bank Salary Account • For Customers without HDFC Bank Savings Account: Demand Draft (DD) drawn in favor of the customer's name ... HDFC Bank will not be responsible for any debit levied on account of charges / fees from the loan amount credited to your account. 15 per balance enquiry & Rs. I have my salary account in Indian Bank for past 10years, the service is average. I had HDFC salary account which got converted to a standard savings AC because of no salary credit. Get to know rules associated with an HDFC Bank for Savings, Current and Salary Accounts. for complaint & helpline Email ID for your issues. 2nd option, let the account die its own death, you loose your positive balance. HDFC Bank Salary Account: ₹ 25,000 per month; Non HDFC Bank Salary Account: Rs. Account type No. Customers holding a … They are also eligible for the Air Accidental Death Cover of Rs.5 lakh. In the event of Principal salary account not receiving salary credit or maintaining the required AMB, the linked Family Savings account should maintain AMB of Rs. PAP Cheque book. HDFC Bank ATMs – First 5 transactions across all cities; Other Bank ATMs – First 3 transactions in top 6 cities (Mumbai, New … There are various types of accounts that HDFC offers. But online service gets most of … Free 25 cheque leaves per year (Financial year) Additional chequebook of 25 leaves will be charged @ Rs 75/- per chequebook. HDFC Bank ATMs – First 5 transactions across all cities; Other Bank ATMs – First 3 transactions in top 6 cities (Mumbai, New … For the HDFC Bank Defence Salary Account, there is no requirement for a minimum balance as a it is a zero balance account. Free payable at par cheque book @ 25 cheque leaves per quarter. Could be please help on this. Savings & Salary Account. For the HDFC Bank Defence Salary Account, there is no requirement for a minimum balance as a it is a zero balance account. 50/- + (Corr. 30,000 MAB(Monthly Average Balance) which is the sum of the daily balance that was in your account divided by 30 should be 30,000. Common service charges applicable to all savings account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Failing which standard charges of edge account (CS EDGE) would apply in the Family Savings Account. One of my friends also had same situation and a branch executive told him to do a 10k FD instead of maintaining 10k balance in account. Axis Bank Salary Accounts offer employees seamless and convenient access to their salaries. HDFC Bank requires that customers maintain a minimum balance in their savings account if they are to avoid penalty charges. So, if your monthly salary is Rs 50,000, you may get as low as Rs 25,000 or as much as Rs 1.5 lakh, depending on the bank you have the salary account. For example, HDFC Bank allows minimum overdraft limit of Rs 25,000 and maximum Rs 1 lakh in salary accounts, while the maximum salary overdraft limit for both SBI and ICICI Bank is Rs 4 lakh. So, it is firstly important to know which account you want to close. Account Number : … Charges applicable effective 1st December 2014. ATM networks are sufficient and daily withdrawal limit is 50K. They are also eligible for the Air Accidental Death Cover of Rs.25 lakh. Charges beyond prescribed limit of free transactions Savings & Salary Account Free Transactions - 5 At Metro ATMs : 3 Free Transactions At Non Metro ATMs:- 5 Free Transactions Cash Withdrawal - Rs 20/- plus applicable taxes Non Financial Transaction - Rs 8.50/- plus applicable taxes Current Account (Flexi, Plus, Max, Apex, 1 Lakh : No charges: Above Rs 1 Lakh: Rs. At Non Metro ATMs:- 5 Free Transactions. Savings resident & Salary account - Charges Changes Effective January ,2016. Service/Transaction charges based on non - maintainence of AMB (as specified above) do not apply to Preferred , Corporate Salary & SuperSaver customers; All fees and charges are exclusive of taxes. Premium Salary Account. Now I need to maintain 10k INR balance in the account. 4.00 % p.a. DD's booked through Net banking will be charged at Rs. Note : Please note that the photostat copies of your Identity Proof and Address Proof should be self attested i.e., they must have your Signature. Customers are also eligible for the Air Accidental Death Cover of Rs.25 lakh. I have a salary account with hdfc bank. Central Bank of India, one of the Nationalized banks in India and also one of … Your bank details, opening form, eligibility, how to apply, documents required, types of savings Accounts and interest rates If you are a hdfc salary account holder charges of non-Maintenance of the minimum account balance are not levied. Apply Online! Non-Political. HDFC, also known as Housing Development and Finance Corporation, is one of the most popular banks in India. The branch is nearby to my place. On opening HDFC Savings account, customers are granted a free Times Points debit … Jun 18, 2020. Answers to your query: 1. HDFC's Core Banking System will automatically convert your Salary account to Savings account due to non-credit of salary... HDFC Salary Account holders can open a reimbursement account for easy management of funds. The fees and charges given below correspond to the general HDFC Salary Accounts. For HDFC Basic Savings Bank Deposit Account for Salary and Family Salary account, the charges for some transactions might vary. Open Regular Salary Account with HDFC Bank & Enjoy Zero Balance account along with higher domestic shopping limits of ?2.75 lakhs & cash withdrawal of ? Salary Account. 2. I am using net banking which is flexible to access. PAP Cheque book - Free - 25 cheque leaves per half year Additional chequebook of 25 leaves will be charged @ Rs 75/- … Visit your bank branch with a print out of the PDF version of this RBI circular. Charges on non maintenance thereof. Earn monthly reward points by shopping across the categories such as fuel, grocery, pharmacy, railways, etc. hdfc neft charges for salary account. SBI- in person service very bad. At Metro ATMs : 3 Free Transactions. Yes, For Salary account and Family Salary account Zero debit card charges. Know more: SBI Salary Accounts HDFC Bank Classic Salary Account ; Interest up to 3.50%; Free ATM transactions in a month. 50/- + (Corr. Therefore, they provide the same savings account interest rate on salary account as well. Like. HSBC being a MNC works under certain limitations as laid down by the regulator RBI. Description of Charges. 10000. Do enquire with HDFC Bank about the fees & charges as they are subject to frequent revisions. Home (current) ... HDFC Securities Demat Account Opening Process Step by Step. Current Account (Flexi, Plus, Max, Apex, Ultima, Merchant Advantage Plus & Supreme Current Account) ICICI, Axis- good service but vigilance required as they may start charging you for something you didn't even know you use. Cash and Discounts: 5 % savings on everyday spending with partner merchants. FEES & CHARGES. Free Transactions -5. Regular Salary Account. POSTED BY Naveen Kumar ON May 24, 2013 4:40 pm. As already mentioned, the HDFC Bank Premium Salary Account is a zero balance account. Make the right home buying decision with HDFC Home Loan, interest rate starting @ 6.75%* p.a. They are also eligible for the Air Accidental Death Cover of Rs.25 lakh. In the event of Principal salary account not receiving salary credit or maintaining the required AMB, the linked Family Savings account should maintain AMB of Rs. Central Bank of India. I am very happy … Loans for purchase of a resale plot. NIL. If the customer is having current account then the charges of HDFC bank are as follows: In case if the customer requests for DD through HDFC bank branches on HDFC bank locations then for Demand Drafts value up to Rs. Existing CBS across its branches 4. HDFC has a large collaboration with corporate for employee salary accounts 6. 3.50% p.a. 50,000; Minimum Eligible Term Loan ₹ 50,000/-Maximum Eligible Loan ₹ 40 Lakhs. Customers holding this salary account are eligible for the free Personal Accident Cover of Rs.5 lakh. I am expecting to get salary of 11k per month in it. Loans for transferring your outstanding loan availed from another Bank / Financial Institution. Be it savings, salary or current. I called lot of times to credit card division of HDFC bank , but they are not responding & not … Failing which standard charges of edge account (CS EDGE) would apply in the Family Savings Account. Non Financial Transaction - Rs 8.50/- plus applicable taxes. This is in reference to the transaction made into my account without intimating me by hdfc bank. HDFC Bank Salary Account doesn’t come with a minimum balance requirement, while banks require that you maintain a certain amount of minimum balance... From experience in general (not salary account specific): Hdfc- worst service. Minimum Balance (Average Monthly Balance) NIL. Help your employees to conveniently keep a tab on their salary and reimbursements. HDFC Bank — ACH debit return charges. A quick process for the personal loan. 1.25 lakh respectively Interest Rate: 15% – … HDFC Bank Classic Salary Account. POS usage limit of Rs.75,000/- per day. On opening the account, customers are granted a Titanium debit card. 50,000, only Rs. While depositing cash in own account is free, cash deposit using debit card in other's account will attract a fee of Rs 22 excluding GST, SBI said on its website. For example, HDFC … All account holders are eligible for the free Personal Accident Cover of Rs.5 lakh. 50 is charged if the request is through phone banking. NIL. Now I need to maintain 10k INR balance in the account. Banks charges as applicable) for Savings and Salary customers After obtaining the form fill all of the requirements and submit the form to the bank executive along with Debit Card, Passbook, and CheckBook.Your account will be closed within 10 working days. - Salary Account Negative Balance Charges Closed Vernika Gupta filed this complaint against Hdfc Bank on Jul 08, 2020. This is in reference to the transaction made into my account without intimating me by hdfc bank. Salary Account: Upto Rs. Plus charge you for every little thing. Regular Salary Account Free Times points debit card with domestic shopping limit of ₹ 3.5 lakhs and ATM cash withdrawal limit of ₹ 1 lakh. For transactions above Rs. 1 Lakh, the bank charges Rs. 2 per thousand or Minimum of Rs. 250 and maximum of Rs 5,000. Now if the customer’s request for Demand Draft through net banking on HDFC bank location then the bank charges Rs. 30 for DD value of up to Rs. 1 Lakh. For third party DD charges for up to Rs. 50,000 the bank charges Rs. 100. My salary account was created by my company.I left the company 8months back simply today i opened my hdfc account showing negative balance -2056.I am not working anywhere & salary is not coming how they can do this negative balance.I am not using debit card, credit card.I am housewife now, i can't pay this negative balance please close my account [protected].I requested to hdfc don't … To avoid charges, you need to close your account. Did you know that every individual must link their Aadhaar with their PAN (Permanent Account Number) by 30th June 2021? HDFC toll free customer care no. HDFC Bank Regular Salary Account Interest Rate. HDFC is one of the leading new age private sector bank 2. One of my friends also had same situation and a branch executive told him to do a 10k FD instead of maintaining 10k balance in account. HDFC Bank Charged 815.28 rupees for debit card annual charges. HDFC bank — salary account charges. They refused to refund the deducted money and they asked me to close this account and open a fresh salary account to avoid further AMB charges.HDFC Branch manager of adambakkam ( a lady) said that we cannot refund the deducted money , you can go and … Like any other mode of transaction, certain IMPS charges at HDFC bank are also applicable. Click here. I just opened the salary account in HDFC and salary should be credit in month end only but my account shows the Rs.-885 has on hold. Zero Balance Savings Account. The minimum balance is 1000 rupees. My employer has tie-up with HDFC account, I have to open a salary account in hdfc to receive salary from next month. Following is the slab rate of such charges: For any transaction falling between Rs. 3rd option, pay the negative balance and close the account, you loose your positive balance plus pay the negative balance amount. But i didn't have sufficient balance in sip date so i have been charged ach debit return charges of rs 590 is deducted from my account and now my balance is showing -1073 rs on 30/04/2021. of free transactions per month at HDFC Bank ATMs No. I had salary account * years back in HDFC bank. Rate of Interest*. New Delhi: Private lender HDFC Bank has made online transactions through RTGS and NEFT free of cost from November 1, with an aim to promote a digital economy.. On the other hand, various charges for … 2) An Identity Proof &. A Salary account is a kind of account opened by the employer on behalf of an employee, to credit the employees salary on a monthly basis. Axis Bank, a private sector lender, has adjusted its SMS fees in response to the telecom regulatory authoritys new regime. On opening the account, customers are granted a Titanium debit card. An amount of Rs 561.80 has been debited on 15th April 2014 from my salary account, mentioning about 'depository charges DEPOSITORY CHARGES MAR14 on demat account. Charges on non maintenance thereof. 3.5 is applicable (Including GST) HDFC is India’s best private sector bank with largest network of branches, ATM’s etc. Minimum discount of 10% and more on online lifestyle, entertainment, dining and grocery* Free Accidental Death cover of ₹ 11 lakhs* and Free International Air Accidental Death cover of ₹ 1.05 crores*.